PARAGON TITLE & ESCROW COMPANY
PRIVACY POLICY

In order to better serve your needs, Paragon Title & Escrow Company may ask you to provide us with certain information. We recognize and respect the privacy expectations you, our custo have and we understand the concerns you may have about what we will do with private information. We believe you have a right to know how we use your non-public personal information and to whom we disclose your non-public personal information. This Privacy Policy provides you with an explanation of how we handle your non-public personal information. We reserve the right to change this Privacy Policy from time to time consistent with the applicable privacy laws.

We may collect non-public personal information about you from the following sources:

* from you or your authorized representative, such as on applications or other forms;
* from our files, our affiliates or others;
* from others involved in your transaction, such as real estate agents or lenders;
* from the public records maintained by governmental entities that we either obtained directly from those entities, from our affiliates, or others;
* from third parties voluntarily supplying information;
* from our internet website; and
* from consumer reporting agencies.

We may share your non-public personal information:

* with our affiliates, such as insurance companies, and with other real estate settlement service providers;
* with agents, brokers, representatives, contractors, or others to provide you with services you have requested or are required in connection with a real estate or insurance transaction, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation or nondisclosure in connection with a real estate or insurance transaction;
* with third-party contractors or service providers who provide services or provide other functions on our behalf;
* with insurance regulatory authority, law enforcement or other governmental authority, in a civil action, in connection with a subpoena, or governmental investigation;
* with lenders, lienholders, judgment creditors, or other parties, and their representatives, claiming an encumbrance or interest in title whose claim or interest must be determined prior to or in connection with a title or real estate closing.

In addition, we will disclose your nonpublic personal information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your nonpublic personal information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

We may store your non-public personal information indefinitely, including after any customer relationship has ceased. If your non-public personal information is not stored, it will be destroyed.

We will do our best to ensure that no unauthorized parties have access to any of your non-public personal information. We limit access to non-public personal information about you to those individuals and entities who need to know that information to provide products or services to you or for other legitimate business purposes. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations.